Over the last couple of months, I’ve laid out, what I think to be, a strong case as to why thinking long term and investing your money accordingly is important. Since starting this newsletter, I’ve been grateful to have had several people reach out to me to help them get started on their investment journey. This last week, I got to sit down with Tim and Jess (two subscribers and dear friends, thanks guys) and they brought up an important question: Should we be buying individual stocks? The answer, like almost all in the financial services space, is “it depends”.